Making Homeownership Happen for You
Incentives
Brixton
LOCK IN 4.99% 30-YEAR FIXED RATE
Purchase a townhome at Brixton and close within 90 days and lock in a 4.99% 30-year fixed rate mortgage. Must finance through American Security Mortgage (Alex Browning Loan Officer NMLS 70151).
Additional terms/requirements apply. Contact us for details.*******
CAMBER WOODS
Lock in a 4.875% Rate
FOR THE FIRST YEAR, SAVING $689 A MONTH
For a limited time, purchase a quick move-in home at Camber Woods and finance through one of our preferred lenders, and qualified buyers can receive a reduced rate mortgage for the first 2 years of their mortgage, while saving up to over $12,500 over the life of the loan. We’ll reduce the rate by 2% the first year and 1% the second year. Example savings shown; actual savings will vary depending on purchase price and interest rate. Contact us for details.***
CLOSING COST INCENTIVE:
Purchase a home at Camber Woods and finance through one of our preferred lenders, and we’ll contribute up to $5,000 towards your closing costs.*
Caswell
LOCK IN A 4.99% 30-YEAR FIXED RATE
Purchase a townhome at Caswell and close within 90 days and lock in a 4.99% 30-year fixed rate mortgage. Must finance through American Security Mortgage (Alex Browning Loan Officer NMLS 70151).
Additional terms/requirements apply. Contact us for details.*******
Calico Ridge
RECEIVE UP TO $10,000 TOWARDS CLOSING COSTS ON QUICK MOVE-IN HOMES
Purchase a home at Calico and receive up to $3,000 towards closing costs on new construction homes when financing through American Security Mortgage, Atlantic Bay Mortgage, Truist Bank, or US Bank. Contact us for details. *
Receive up to $10,000 when you purchase a quick move-in home and finance through our preferred lenders. Conditions apply, contact us for details.*
HOLCOMBE
REDUCED RATE MORTGAGE – 3.49% IN YEAR 1
or RECEIVE UP TO $3,000 TOWARDS CLOSING COSTS
For a limited time, purchase a quick move-in home at Holcombe and finance through one of our preferred lenders, and qualified buyers can save up to $26,000 with a 3-2-1 reduced rate mortgage. Conditions apply, please contact us for details. Cannot be combined with the closing cost incentive. ******
Example:
Year 1 – 3.49% – Save $1069 per month
Year 2 – 4.49% – Save $733 per month
Year 3 – 5.59% – Save $379 per month
Years 4 – 30 – 6.59%
OR finance through American Security Mortgage, Atlantic Bay Mortgage, Truist Bank, or US Bank and receive up to $3,000 towards your closing costs. Conditions apply, please contact us for details. Cannot be combined with buydown incentive.*
OAK CREEK
SAVE UP TO $10,000 IN FLEX FINANCING
Purchase a quick move-in home and close this year at Oak Creek and receive up to $10,000 toward your closing costs when you financing through one of our preferred lenders. Contact us for details. Cannot be combined with $3,000 closing cost incentive.*
Finance through a preferred lender and receive up to $3,000 towards closing costs for any home.*
RIVER RESERVE
BASEMENT INCENTIVE
FINISHED BASEMENT UPGRADE
For a limited time, purchase a home at River Reserve with an unfinished basement, and we’ll upgrade you to our “A” finished basement option at no additional cost. Actual savings will vary, depending on the floor plan. Contact us for details.**
Finance through a preferred lender and receive up to $3,000 towards closing costs.*
OUR COMMUNITIES IN THE CAROLINAS
Sales: EHC Brokerage LP. License # C77312. Construction: EHC Homes, LP, DBA Empire Communities (NC: 85275, SC: 123509). Most financing incentives are conditioned upon buyer using Atlantic Bay, Truist Bank, American Mortgage Security or US Bank as their lender. Buyers of Empire Communities are not required to use these as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing, are not limited to these lenders and are free to decline any incentives tied to the use of these lenders. (NMLS ID# 40561, 72043, 399803, 402761 respectively.)
**River Reserve limited time basement incentive is subject to change or be withdrawn at any time with or without notice.
***Loan production restrictions may apply. Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income credit approval, and property appraisal. Not a commitment to lend. American Security Mortgage. $300,000 minimum loan amount. Rates as of 05/10/24 and subject to change, assuming 30 year fixed rate, 60 day rate lock, owner occupied and 780+ credit score. APR 6.875%. Rates assume 1% origination.
****Loan production restrictions may apply. Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income credit approval, and property appraisal. Not a commitment to lend. American Security Mortgage Corporation. $300,000 minimum loan amount. Rates as of 05/10/24 and subject to change, assuming 30 year fixed rate, 60 day rate lock, owner occupied and 780+ credit score. APR 6.875%. Rates assume 1% origination.
******Holcombe 3-2-1 buydown offer available through participating preferred lender. (See Sales Consultant for specific lender information). Example savings based on $624,900 purchase with 10% down on a $562,410 30-year fixed rate loan at a 6.49% interest rate. Loan production restrictions may apply. Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income credit approval, and property appraisal. Not a commitment to lend. $300,000 minimum loan amount. Rates as of 08/27/24 and subject to change, assuming 30-year conventional fixed rate loan, minimum 10% down payment, 60 day rate lock, owner occupied and 720+ credit score. APR 6.353%. Rates assume 1% origination. Incentive conditioned upon buyer using a specific preferred lender. All loans subject to income credit approval and property appraisal. Not a commitment to lend. Valid on HLB0002 and HLB0003.
*******Brixton & Caswell 4.99% rate based upon 30-year fixed rate. Loan must close by 12/20/2024. Loan production restrictions may apply. Loan programs may change at any time with or without notice. Incentive subject to change or sell out without notice. Information deemed reliable but not guaranteed. All loans subject to income, credit approval and acceptable property appraisal. Not a commitment to lend. $300,000 minimum loan amount. Rates as of 09/12/24 and subject to change, assuming 30-year conventional fixed rate loan, minimum 5% down payment, 60-day rate lock, owner occupied, 40% max debt to income ratio and 760+ credit score. APR 5.235%. Rates assume 1% origination. Incentive conditioned upon buyer using American Mortgage Security (Alex Browning Loan Officer NMLS 70151) as its lender. Buyers of Empire Communities are not required to use these as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing, are not limited to these lenders and are free to decline any incentives tied to the use of these lenders.